
2. SPENDING LESS THAN YOU EARN
The problem is that if you routinely spend more than you earn, you could be building up more and more debt. In many cases, that may mean turning to a credit card and not paying off the balance each month, leaving you with potentially exorbitant fees and interest rates that can take years to pay off. When considering spending on something you want – always ask yourself if you genuinely need it. And if you do have any questions or concerns, you know you can easily contact me to get answers in a timely manner on 07774 264356
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